Mary Anne MacLeod was born in the village of Tong, on Lewis in the Outer Hebrides of Scotland, United Kingdom, in a croft house numbered "5 Tong" (owned by her father since 1895). She was the youngest of 10 children born to Malcolm MacLeod (1866–1954) and Mary MacLeod (née Smith; 1867–1963). Her paternal grandparents were Alexander MacLeod and Ann MacLeod and maternal grandparents were Donald Smith and Mary MacAulay. Her family were members of the Church of Scotland.
She was raised in a Scottish Gaelic-speaking household with her second language being English, which she learned at Tong school where it was reported she was a star pupil. Her father was a crofter, fisherman and compulsory officer (truancy officer).
According to the Scottish newspaper The National, Mary Anne MacLeod was issued immigration visa number 26698 at Glasgow on February 17, 1930. On May 2, 1930, MacLeod departed Glasgow on board the RMS Transylvania arriving in New York City on May 11, 1930—one day after her 18th birthday, declaring she intended to become a U.S. citizen and would be staying permanently in America.
Arriving in America with just $50, MacLeod lived with her older sister Christina Matheson on Long Island and worked as a domestic servant for at least four years. The 1930 United States Census lists her occupation as maid or domestic.
In the early 1930s, MacLeod is reported to have met Fred Trump at a dance where they fell in love. They married at the Madison Avenue Presbyterian Church in January 1936, with George Arthur Buttrick officiating. The wedding reception for the 25 guests was held at the Carlyle Hotel in Manhattan. On April 5, 1937, she gave birth to their first child Maryanne, followed by Fredrick Jr. (1938–1981), Elizabeth (1942), Donald (1946), and Robert (1948).
On October 31, 1991, 79-year-old Mary Anne Trump was mugged and beaten near her home in Queens, New York. She sustained broken ribs, facial bruises, several fractures, a brain hemorrhage, and permanent damage to her sight and hearing. A delivery truck driver named Lawrence Herbert apprehended her 16-year-old assailant, and Donald Trump rewarded Herbert with a check that kept him from losing his home to a foreclosure.
Her husband Fred Trump died at age 93 in June 1999. MacLeod died a year later on August 7, 2000 in New Hyde Park, New York, at age 88 and was buried alongside her husband and son (Fred Jr.) at Lutheran All Faiths Cemetery in Middle Village, Queens. The death notice in her Scottish hometown newspaper, the Stornoway Gazette, read: "Peacefully in New York on August 7, Mary Ann [sic] Trump, aged 88 years. Daughter of the late Malcolm and Mary MacLeod, 5 Tong. Much missed."
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